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FatCamera / Getty Images Hawaii has the lowest health insurance costs in the U.S. Hawaii has the most affordable health insurance in the country, based on an Investopedia analysis of average premiums and deductibles for employer-provided plans. Oregon, Idaho, California, and North Dakota rounded out the top five. These states tend to have healthier populations,…
Vladimir Vladimirov / Getty Images Protect yourself from wildfires by learning the ins and outs of your homeowners insurance. So far this year, more than 28,000 wildfires have burned at least 1 million acres in the U.S., surpassing the 10-year average. This growing risk is changing the wildfire insurance market. Insurers are raising prices, leaving…
andreswd / Getty Images Health care can cost thousands of dollars each year for retirees. Health care in the U.S. is already costly, and those expenses usually rise as you age. When you retire, unexpected medical bills can quickly drain your savings. To avoid this, start setting aside extra money now—more than you think you’ll…
Sollina Images / Getty Images A woman cleans her house after a flood. Many homeowners underestimate their flood risk. Many Americans equate flood risk with whether or not they live in a flood zone, partly because that’s how federal agencies delineate risk. As a result, homeowners outside of an official flood zone may skip flood…
Litigation is among the many reasons for soaring car insurance premiums. Fact checked by Rebecca McClay Maskot / Getty Images Over the past year, the price of car insurance has increased 6.4%, according to the April 2025 Consumer Price Index (CPI). That increase is a continuation of the price surge observed over the past several…
Fact checked by Betsy Petrick Kseniya Ovchinnikova / Getty Images Shopping around for home insurance periodically can get you a better deal. Home insurance is a critical tool for homeowners because it provides a form of financial protection against risk and loss. If you already have homeowners insurance, it still pays to shop around periodically….
dikushin / Getty Images Buying insurance at the dealer can be convenient, but make sure you comparison shop first. Over one in three Americans—and half of younger generations—are open to buying car insurance through a dealership or manufacturer rather than an agent, according to a J.D. Power study. This product, called embedded auto insurance, is…
Maskot / Getty Images When many of us think about downsizing in retirement, we picture ourselves trading our current home for a smaller place. That is one way to cut back on expenses, although often not as much as we hope. But there’s another money-saving way to downsize without even moving: cutting back to one…
Eliot Wyatt / Investopedia Some life insurance plans offer tax-free retirement income and added security beyond market-based investments. Living comfortably during your golden years heavily depends on your ability to set up sources of retirement income that will augment modest Social Security payouts. Establishing retirement funds such as a 401(k) or Roth IRA is a…
